Privacy Policy

Oliver & Associates Realty Inc.

Privacy Policy

1. The Privacy Code of the Canadian Real Estate Association
This office is a member of the Canadian Real Estate Association (CREA) and adheres to and abides by the principles set out in the CREA Privacy Code. All employees and sales representatives associated with this office must agree to comply with the requirements of the Code.

2. The Policy Statement
This office only collects personal information necessary to effectively market and sell the property of sellers, to locate, assess and qualify properties for buyers and to otherwise provide professional and competent real estate services to clients and customers.

3. The Person in Charge
Terry Greenwood, Associate Broker/Manager is the privacy compliance officer responsible for privacy compliance in this office. His name shall be made available to consumers. The responsibilities of the privacy compliance officer shall include:

(a) establish and update information protection policies

(b) ensure policies are implemented by other organizations to which data-processing functions are outsourced

(c) establish criteria for classification of information

(d) evaluate the accessibility of sensitive information and take corrective action where necessary

(e) provide education to employees on the importance of information protection

(f) attempt to resolve consumer privacy complaints to the satisfaction of the consumer

4. The Collection, Use & Disclosure of Personal Information

(a) Only the information necessary to facilitate the real estate transaction or otherwise provide professional and competent service to clients and customers will be collected

(b) No personal information shall be collected from an individual without first obtaining the consent of the individual to the collection, use and dissemination of that information

(c) Express consent (whether oral or written) must always be obtained except in the following situations. Consent may be implied where the information is not sensitive and where it can be reasonably assumed that the individual would expect the information to be disclosed in this fashion

(d) Once information is collected, it will be used and disclosed only for the purposes disclosed to the individual

(e) All representation agreements must include the approved privacy clauses

5. Disclosure for New Purpose

(a) Anyone using personal information for some new purpose that extends beyond the consent already provided must obtain the express consent of the person for that use.

(b) Requests for information by law enforcement officials, lawyers, private investigators or other agents or subpoenas for documents issued by the courts must be referred to the (privacy officer/office manager or broker/agent as appropriate).

6. Protecting Information
Information must be protected in a manner commensurate with its sensitivity, value and criticality. This
policy applies regardless of the media on which information is stored, the locations where the
information is stored, the systems used to process the information, or the processes by which
information is handled.

(a) Collection and Disclosure
• Meetings with customers and clients on these premises must take place and mariner to ensure confidentiality
• Mail and faxes must be routed directly to the intended recipient
• Information should be available to to the persons in the office only on a need-to-know basis

(a) Storage
• Filing cabinets designated by the office manager to contain personal, including sensitive, information are to keep secured at all times.
• All personnel have computer passwords. These passwords are confidential and are not to be shared wit any unauthorized person.

(b) Destruction
• This office has in place a record retention and destruction policy. Refer to that portion of the
policy manual or details.

7. Accuracy of Personal Information
To ensure the quality of the information collected:

(a) insofar as possible, personal information should be collected directly from the consumer

(b) public property information (taxes, assessment data etc.) should be verified

(c) Disclaimers of accuracy in the form approved by the office should always be attached to any disclosure of information.

8. Access to Personal Information

(a) Copies of any privacy brochure approved by this office should always be available to the public in the reception area of the office

(b) The individual set out in Section 3 as being responsible for privacy compliance is the person responsible for responding to access requests and all such requests will be referred to him or her. All staff and salespersons will co-operate fully with the privacy compliance officer in responding to requests

(c) On written request and appropriate identification satisfactory to the organization, an individual will be advised of personal information about him/her retained in the firms records

(d) Where information cannot be disclosed (for example the information contains reference to other individuals or is subject to solicitor-client privilege) the individual will be given reasons for non¬disclosure

(e) An individual may have appended to a record, any alternative information where the office is of the view that the appended information is, in fact, correct

(f) A minimal administrative fee may be charged to supply the information

9. Compliance

(a) Any complaints from an individual concerning the collection, use or disclosure of their personal information or concerning the individual’s ability to access their personal information must be referred to the privacy compliance officer, who will attempt to resolve the complaint to the individual’s satisfaction

(b) In the event the complaint cannot be resolved internally to the individual’s satisfaction, he or she will be advised of where to direct the complaint.

Privacy Code

Principle 1 – Accountability
Members are responsible for the proper management of all personal information under their control, and shall designate one or more persons to be accountable for compliance.

Principle 2 – Identifying the Purposes of Personal Information
Members shall identify the purposes of collecting information before or at the time the information is collected.

Principle 3 – Obtaining Consent
The knowledge and consent of the consumer are required for the collection, use of disclosure of personal information except where inappropriate

Principle 4 – Limiting collection of Personal Information
Members shall limit the collection of personal information to that which is necessary for the purposes identified.

Principle 5 – Limiting Use, Disclosure and Retention of Personal Information
Members shall use or disclose personal information only for the reason it was collected, except with the consent of the consumer or as required by law.

Principle 6 – Accuracy of Personal Information
Members shall keep personal information as accurate, complete, current and relevant as necessary for its identified purpose.

Principle 7 – Protecting Information
Members shall protect personal information with safeguards appropriate to the sensitivity of the information

Principle 8- Openness concerning Policies and Practices
Members shall make readily available to consumers specific information about their policies and practices relating to the management of personal information

Principle 9 – consumer Access to Personal Information
Upon request, members shall inform a consumer of the existence, use and disclosure of his or her personal information and shall give the individual access to that information

Principle 10 – Challenging Compliance
A consumer shall be able to address a challenge concerning compliance with the above principles to the designated accountable person or persons in the member office.